Wilko’s Wealthy Wisdom - The Podcast

Mastering Loan Applications & Investment Strategies for the Self-Employed: A Guide by Ruth, Mick & Barry

In this episode, our seasoned finance specialists Mick & Ruth delve into the often perplexing world of loan applications for self-employed individuals. Many are unaware of what banks seek in such cases. Join us as we uncover invaluable insights, providing you with the necessary know-how to ace your loan application. From understanding lender expectations to strategizing for success, we've got you covered. Additionally, we explore the realm of investments, offering invaluable advice on purchasing investment properties and how lenders perceive such endeavours. Tune in for expert guidance on securing your financial future.Produced by The Podcast Boss#SelfEmployedLoans, #FinanceTips, #LoanApplication, #InvestmentProperties, #FinancialFuture, #LenderExpectations, #LoanStrategy, #SecuringLoans, #InvestmentAdvice, #FinancialGuidance, #MickAndRuthWisdom, #WealthyWisdomPodcast, #PropertyInvesting, #EntrepreneurFinance, #BusinessLoans

BUYING property in my SMSF - How does it work for every day Aussies??? | #014

Tune in to our latest podcast episode where we dive deep into the world of Self-Managed Super Funds (SMSF) and explore the exciting possibilities of buying property within your superannuation. Join us as we bring you insights from two seasoned financial planners and an expert finance specialist who unravel the intricacies of SMSFs. Discover how you can secure your financial future and make informed decisions about property investments within your super. Don't miss out on this invaluable conversation that can potentially reshape your retirement strategy. Listen now and unlock the secrets to property investment with SMSFs!Produced By The Podcast Boss

The Refinancing Benefits | #013

This episode talks about Refinance has so many attractive benefits but there is also hidden factors people don't consider when thinking about this, it's important to look beyond at times to just the interest rate. If you were to refinance I'd suggest you think about holistically is the right benefit for me. If cash flow is your main challenge what plans do you have to put in place so it doesn't happen again and also how do you get back on track when it comes to paying the loan back in a quicker time frame. 

Reframing Mental Health with David Shillington | #012

In this episode I interviewed David Shillington, Many of you know him as a former Australian former professional rugby league footballer who last played for the Gold Coast Titans in the National Rugby League. A Queensland State of Origin and Australian international representative prop forward, he previously played for the Sydney Roosters and Canberra Raiders. David is now CEO of Wellbeing Code where he works to normalise conversations around mental health. He teaches how to re-frame mental health to treat it as a skill set can be trained, just like we train our physical health in order to feel and perform our best. We speak about the mental challenges he faces being a professional athlete and how he managed money/mental health and how the image of playing professional sport has its challenges. 

”Winning the Day” with James Whittaker | #011

This podcast episode is with James Whittaker who's a Keynote Speaker, Author, Podcast Host, Film Producer, Entrepreneur and CoachJames teaches all about "Winning the day”.  James (who has a financial background)  breaks down where and why people aren't “winning the day” in all areas of their lives. We speak about the financial world and why people find themselves in the position they are now. James has spoken to some leading business entrepreneurs around the world (including  skateboarding star Rob Dyrdek, public speaker Emily Fletcher, Australian weightlifter and Crossfit Games winner Tia-Clari Toomey) and talks about the behaviour these people all share and why they are a success.  James Whittaker was born in Australia and currently lives in Los Angeles, California. After a successful 10-year career in financial planning (where he ran a company with more than $2 billion under management) James began his own entrepreneurial journey. Today, he draws on his diverse experience to help people reach their potential in all areas of their lives . He is the author of bestselling personal finance and motivation book The Beginner’s Guide to Wealth, named book of the month by Money Magazine. His second book Think and Grow Rich: The Legacy was released in 2018 and has been translated into six languages. It also serves as the official companion to the multimillion-dollar film based on Napoleon Hill’s timeless classic. (James is a proud co-executive producer of the film.)

Getting Started on Building Your Share Portfolio | #010

Getting started on building your share portfolio with stock broker Kristofer Ridgeway.Kristofer Ridgway from Shaw and Partners joins us to explain the opportunities presented by investing in shares, and how stock brokers work. Put in simple terms Kris explains the common mistakes people make,  where he sees the market going and the simple steps you can take to set up an account. While stocks are just one of many possible ways you can invest your hard-earned money, the reason many savvy investors choose stocks is that they often provide high returns.   Learn more about this investment opportunity in this episode.

Mortgage Brokers | #009

Taking some time to speak to a mortgage broker could help save you thousands of dollars off your home loan. As little as a 5 minute call could help you save and get you to your financial goals a little bit quicker.In today's episode I talk with Trevor Bryce and Ruth Stewart (between us we have a combined 40 years lending experience) and we look at what makes certain mortgage brokers different, why it's important to invest some time in choosing the correct broker when buying or refinancing your loan, and how a broker can save you time, money and energy.

Why Everyone Needs A Financial Planner | #008

People tend to think Financial Planning is only needed for retired people, people with money, or those with insurance needs. In this episode I talk with  Aaron Steer from Statewide Wealth Group who breaks down why it's important to see a financial planner and the myths associated with working with financial planners. We also chat through who needs a financial planner...and why. No matter your stage of life, or how much money you have, it's valuable to speak with a professional to look at your current situation, and to find out what you can, can't or should be doing.Aaron makes it really simple and breaks it down into manageable steps.

What You Need to Know About the Home Builders Scheme and First Home Owners Grant | #007

In this episode I speak to Michael Shekell from Build a Broker (https://www.builderbrokers.com.au/team/) about the common mistakes people make when looking to build and renovate, Michael has over 20 years' experience in the industry when it comes to renovating and building a new house. We talk about some common problems that can occur when building a home or renovating and how to avoid them. Michael gets straight to the point about areas to remember and the things you need to consider before the building starts.

Selling a House in Uncharted Times | #006

Selling a house can be difficult and stressful you choose to sell privately, people may think that you have something to hide. By using a real estate agent, you instantly gain an air of professionalism and credibility. Another benefit of using a licensed real estate agent is that they can help in matters of negotiation. Choosing a real estate agent can be a challenging one also, this episode we hear from Damien Misso who's been in the industry since 2004. Damien provides some great tips and his genuine tips are worthwhile a liste.